Clearly Black Sean Harlow Jersey , it鈥檚 cheaper for two people to maintain one household together than to maintain two, separately. The burden of expenses is no longer shared and the benefits of two incomes is gone. This is one of the main ways that divorce detrimentally impacts the finances of divorcing spouses.
Marriage dissolution typically hits women harder financially. This is due in large part to the pay inequities between male and female workers. The most recent statistics show an overall gender pay gap of 22 percent 鈥?on average, women earn 79 cents for every dollar a man earns. In New York, the gap is smaller, at 11 percent. For minority women, the disparity is greater.
When couples pool their money Black Duke Riley Jersey , the impact of these pay differences is lessened. Additionally, in most marriages, men are more likely to manage the couple鈥檚 finances. Once they separate, the woman is often left struggling to survive on one income with higher expenses and minimum experience with financial management and budgeting. On a positive tip, these financial challenges may be lessened at retirement for some single women.
Retirement Woes
In June 2018, the Center for Retirement Research at Boston College released its report on how divorce impacts retirement security. The findings confirm that the results of divorce include a higher risk of failing to maintain 鈥渢heir standard of living in retirement.鈥?p>
However Black Takkarist McKinley Jersey , there is some good news for divorced moms who keep the home in a divorce settlement. While childcare is a financial burden they typically bear, once these women reach retirement age, their house represents a valuable asset. The National Retirement Risk Index highlights the ability to obtain a reverse mortgage to help finance their retirement years.
Tax Implications
Federal income tax deductibles differ for single individuals and married couples, which may result in a higher tax burden for divorced spouses. If there are children of the marriage, dependent deductions must be allocated to one parent rather than both tax benefits of owning real estate are no longer shared, and if the couple has to sell the home in the divorce Black Isaiah Oliver Jersey , they are lost altogether. Taxes on alimony payments will have a financial impact on taxes as well. These issues should be considered when negotiating an equitable divorce settlement.
Negotiating a Fair Divorce Settlement
These financial challenges highlight the need to ensure meticulous negotiation of your divorce settlement. Issues like property division, alimony and child support can have dire consequences if one spouse is treated unfairly. Our New York Divorce Attorneys are skilled in this area and we work hard to help our clients get what they need and deserve when leaving a marriage. Contact us to learn how we can help you.
David Mejias is a Long Island attorney specializing in family law, divorce law. He handles every aspect of family law, including: divorce, separation, custody Black Calvin Ridley Jersey , parenting time visitation, spousal support, child support, relocation, Orders of Protection and all personal injury related matters in Long Island, Glen Cove Black Alex Mack Jersey , Nassau and Suffolk County.
More About the Author
David Mejias is a Long Island attorney specializing in family law and divorce. He is a managing partner at Mejias, Milgrim & Alvarado where he has practiced law for 18 years. He currently serves as the Chairman of the Long Island Hispanic Bar Foundation, the charitable branch of the Long Island Hispanic Bar Association where he has previously served as President. In 2003, Dave Mejias became the first Latino elected to the Nassau County Legislature, where he served from 2004 to 2010. In 2013, Dave was recognized by Long Island Pulse as a Top Ten Legal Eagle Black Vic Beasley Jr Jersey , winning the Family Law category. Awardees are acknowledged by a select group of Attorneys who peer review their colleagues鈥?expertise and skill throughout Nassau and Suffolk Counties. At Mejias, Milgrim & Alvarado, Mejias has won precedent setting victories for his clients in cases involving custody, maintenance and child support, and overturning post nuptial and pre-nuptial agreements. His firm has also been recognized by the Coalition against Domestic Violence for continuing to fight for the rights of victims of domestic violence.
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